Terms of Service

By accessing or using TaxClutch (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

These terms apply to all users of TaxClutch, including visitors, registered users, and paying subscribers.

We may update these terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised terms.

TaxClutch is a financial planning tool designed to help freelancers, independent contractors, and small business owners track invoice income, estimate quarterly tax liability, and manage payment deadlines.

The Service includes invoice upload and AI-powered field extraction, a quarterly revenue and tax dashboard, year-over-year comparisons, and estimated payment reminders.

TaxClutch is a planning and estimation tool, not a tax filing or accounting service. Features and availability may change as the product evolves.

TaxClutch provides estimated tax calculations for informational purposes only. All figures shown — including estimated tax liability, quarterly payment amounts, and net income — are estimates based on simplified models and the data you provide.

These estimates are not tax advice. They do not account for all possible deductions, credits, alternative minimum tax, self-employment tax nuances, state-specific rules, or your full financial picture.

You should consult a qualified CPA, enrolled agent, or tax professional before making any tax payment decisions. TaxClutch is not responsible for underpayment penalties, overpayments, or any tax consequences arising from reliance on our estimates.

IRS deadlines shown in the application are provided for informational convenience and may not reflect your individual filing situation. Always verify dates directly with the IRS or a tax professional.

You are responsible for maintaining the accuracy and completeness of the data you enter or upload. TaxClutch's calculations are only as accurate as the information provided.

You are responsible for keeping your account credentials secure. You must not share your login with others or allow unauthorised access to your account.

You must not use the Service to upload malicious files, attempt to reverse-engineer our systems, or interfere with other users' access.

You represent that you are at least 18 years old and legally permitted to enter into this agreement in your jurisdiction.

TaxClutch offers a Free plan with limited invoice uploads and core dashboard features. No credit card is required for the Free plan.

The Pro plan offers unlimited invoices, email reminders, and priority support. Pro plan features and pricing are described on the Pricing page.

We reserve the right to change plan features, limits, and pricing with reasonable notice. Existing paid subscribers will be notified at least 30 days before any price increase.

Pro plan subscriptions are billed monthly or annually through Stripe, our third-party payment processor.

All prices are in USD. Subscriptions renew automatically unless cancelled before the renewal date.

Refunds are handled on a case-by-case basis. Contact legal@taxclutch.com within 7 days of a charge if you believe it was made in error.

TaxClutch does not store payment card details. All payment information is handled securely by Stripe.

You may not use TaxClutch to process data on behalf of others without their explicit consent.

You may not use automated tools to scrape, crawl, or extract data from the Service.

You may not attempt to gain unauthorised access to other users' accounts or to our infrastructure.

You may not use the Service for any unlawful purpose or in violation of any applicable law or regulation.

TaxClutch is a software tool that uses artificial intelligence to estimate tax liability. TaxClutch is not a licensed CPA, enrolled agent, tax attorney, or financial advisor. Nothing in this service constitutes tax, legal, or financial advice.

Always consult a qualified tax professional before making tax-related decisions.

TaxClutch is provided "as is" without warranty of any kind, express or implied. We do not warrant that the service will be error-free, that tax calculations will be accurate, or that the service is a substitute for professional tax advice.

To the maximum extent permitted by law, TaxClutch and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or tax penalties arising from your use of this service.

Our total liability to you for any claims arising from use of TaxClutch shall not exceed the amount you paid us in the three months preceding the claim.

You agree to indemnify and hold harmless TaxClutch, its operators, and affiliates from any claims, damages, or expenses (including legal fees) arising from your use of the service, your violation of these terms, or any tax penalties or liabilities you incur.

You may cancel your account at any time from the Settings page. Cancellation takes effect at the end of the current billing period for paid plans.

We reserve the right to suspend or terminate accounts that violate these terms, engage in abusive behaviour, or remain inactive for extended periods.

Upon termination, your data will be deleted according to the schedule described in our Privacy Policy.

We may revise these Terms of Service at any time. We will notify registered users of material changes via email at least 14 days before they take effect.

The effective date at the top of this page will be updated whenever terms change. Your continued use of the Service after the effective date constitutes acceptance.

Questions about these terms? Contact us at legal@taxclutch.com.

For privacy-related questions, see our Privacy Policy or email privacy@taxclutch.com.