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Real-time tax tracking — free to start

You are not making what you think.
See your real income after taxes.

Tax tracking for freelancers, W-2 employees, and side hustlers — all 50 states.

2025 tax brackets · All 50 states · Secured by Stripe

Or get a free instant estimate — no account needed

No account · Processed privately · Never stored

0+

invoices processed

0min

average setup time

$0 surprises

at tax time

The problem

Most people do not know what they owe
until it is too late.

01

You make money but do not know what is actually yours.

02

You guess quarterly taxes and hope for the best.

03

April hits and you owe thousands you did not plan for.

04

Your CPA tells you after it is already too late.

A real example

You made $5,000 this month.
Here is what you actually keep.

Gross income$5,000
Federal tax-$620
Self-employment tax-$707
State tax-$305
What you actually keep$3,368

Most people spend the $5,000. TaxClutch shows you the $3,368.

2025 tax brackets built in

All 50 US states supported

Payments secured by Stripe

Data protected under CCPA

Not a tax advisor — verify with your CPA

Platform

Built for sharp,
confident planning.

01

Upload — we read it

Upload a pay stub or invoice. TaxClutch reads it and updates your numbers instantly.

  • AI extracts vendor, amount, and date from PDFs or photos
  • Works with W-2s, 1099s, pay stubs, and business receipts
  • Review before it lands in your dashboard
  • Send your CPA a clean tax report instead of messy screenshots

02

Quarterly clarity

Know exactly what to pay the IRS each quarter before the deadline hits.

  • Q1–Q4 estimate updates in real time
  • Suggested set-aside amount per quarter
  • Countdown to each estimated payment date
  • Self-employment tax (15.3%) included automatically

03

Deductions that pay off

Every expense you log reduces your tax bill. TaxClutch shows you exactly how much.

  • Track home office, mileage, software, health insurance, and more
  • See the dollar amount each deduction saves you
  • Bank statement import — categorize transactions in bulk
  • Year-over-year comparison so you spot gaps

04

AI tax assistant

Ask our AI tax assistant anything. Get answers in seconds not appointments.

  • Built on your real TaxClutch data
  • Explains W-2 vs 1099, hybrid income, and quarterly safe harbor
  • Surfaces deductions you might be missing
  • Works for every US state with progressive brackets built in

Who it's for

Built for how you
actually work.

01 / Freelancers

Freelancer or 1099 worker

Add income, track deductions, and see a suggested quarterly set-aside before payment dates arrive.

02 / W-2

W-2 employee

Your employer handles withholding. TaxClutch shows what to expect at filing time and flags under-withholding before it becomes a refund disappointment or a surprise bill.

03 / W-2 + Side

W-2 plus side hustle

Most tools ignore hybrid income. TaxClutch was built for exactly this. SE tax only on your 1099 portion, W-2 withholding factored in, real-time view of what you owe on the side.

Running tax estimate

The tax tool built for
how Americans actually work in 2025.

Whether you freelance full time, work a 9-5 with side income, or just picked up your first 1099 client — TaxClutch gives you real-time visibility into what you owe the IRS all year long. Not just in April. A purpose-built freelancer tax tracker, 1099 tax calculator, quarterly estimated taxes engine, and self-employment tax calculator — in one focused app.

Pricing

Less than a coffee a month
to never be surprised by your tax bill.

Start free. No credit card needed. Most users save more than $4.99 in one avoided tax penalty.

Free Tier

$0/ month

Start free. No credit card needed.

  • Invoice upload & AI field extraction
  • Quarterly dashboard & liability view
  • Year-over-year comparison
  • Estimated payment suggestions

Pro Tier — Launch Price

$4.99/ month

Everything you need to stay ahead of taxes all year.

Built for freelancers, W-2 employees, and side hustlers across the US

I finally stopped guessing quarterly payments. The dashboard is the first thing I open before I pay taxes.

Jordan Mercer

Product designer, contract

Upload → extracted fields → done. We pipe everything into TaxClutch for our two-person studio.

Asha Okonkwo

Co-founder, small agency

Clean UI, no accounting jargon wall. Feels closer to Linear than a typical finance tool.

Chris Velez

Solo developer

FAQ

Answers to the
common questions.

How much should I set aside for taxes as a freelancer?

Most freelancers should save 25 to 30 percent of net income. This covers federal income tax, self-employment tax of 15.3 percent, and state taxes. TaxClutch calculates your exact estimate in real time.

What are quarterly estimated taxes?

If you expect to owe more than $1,000 in taxes you must pay the IRS four times per year. The 2025 deadlines are April 15, June 16, September 15, and January 15. TaxClutch tells you exactly how much to pay each quarter.

Does TaxClutch work if I have both a W-2 job and freelance income?

Yes. TaxClutch was built for hybrid income. It calculates self-employment tax only on your 1099 portion, accounts for your W-2 withholding, and shows exactly what you owe on your side income.

What is self-employment tax?

Self-employment tax is 15.3 percent of your net profit and covers Social Security and Medicare. As a freelancer you pay both the employee and employer portions. TaxClutch calculates this automatically.

What is the difference between the free and Pro plan?

Free includes up to 5 invoices, quarterly dashboard, and tax estimates. Pro is $4.99 per month and unlocks unlimited invoices, deductions tracking, PDF export, and the AI Checker.

Is TaxClutch a replacement for a CPA?

No. TaxClutch gives you real-time estimates so you are never surprised. Always verify your final numbers with a qualified CPA before filing.

Which states does TaxClutch support?

TaxClutch supports all 50 US states with accurate progressive tax brackets for 2025.

Stop guessing what you owe.
Start knowing.

Join freelancers and side hustlers who track their taxes in real time.